"You exceeded our expectations..."
"Your professionalism, attention to detail and exceptional follow through made this experience a very positive one."
Sonya Herron
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Testimonials

Welcome > Agent Info > Testimonials ...

Why not let others tell you about Kelly and The Ellerbrake Team? 

I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me... 

"I've never seen an agent pay more attention to detail. I've sold over 90 homes in the subdivision and NO agent even comes close to Kelly."
- Gene Smith 

"We virtually wasted 3 months of ideal selling time with another Realtor, all because of a break on commission. That 'break' cost me big dollars. Kelly's greatest asset by far is her total self confidence to move Real Estate."
-Cooper Williams 

"We were so thankful to have someone so honest and trustworthy to help us through a very stressful time. We never once regretted hiring her team."
-Fred & Wendy Erlich 

"Bob and I can't thank you enough for everything you have done to assist us in the sale of our home. Once we chose your team to represent us, you exceeded our expecations."
-Bob & Cathy McPeek 

 

"Professionalism and integrity."
“Kelly Ellerbrake offers the highest level of professionalism and integrity."

Mike and Bonnie Meyer
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"We sold it for 97.07% of our listing price."
"And we sold it for 97.07% of our listing price which was more than we anticipated."

Mark M. Abend
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"You exceeded our expectations..."
"Your professionalism, attention to detail and exceptional follow through made this experience a very positive one."

Sonya Herron
Read Complete Quote >


 

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Real Estate Tips

Interest Rates >Locking in Loan Rates

It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.

While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.

The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.

Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.

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See Complete Library Of Hundreds Of Tips In 30+ Categories >


Real Estate Trivia

Q 
What 1982 thriller featured a house that was supposedly haunted because it had been built on the site of an ancient burial ground?

A 
Steven Spielberg's "Poltergeist"was filmed in an actual home on Roxbury Street in a normal residential suburb in California's Simi Valley.
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Kelly Ellerbrake, REALTOR®, real estate agent and broker for O'Fallon, Scott Air Force Base and Shiloh, Illinois home listings, property and land for sale - NUMBER1EXPERT

Kelly Ellerbrake
RE/MAX Preferred

1668 Windham Way
O'Fallon, IL 62269
Phone: 618-632-0001
Fax: 618-632-7865
Email: kellyellerbrake@NUMBER1EXPERT.com

Kelly Ellerbrake has been a Realtor, licensed in Illinois, for 18 years. She has been a member of the Scott Air Force Base and surrounding communities since 1980. As the daughter of a retired Air Force Colonel, she understands relocating! Kelly is a Certified Residential Specialist (CRS) and has helped more than 600 families relocate by assisting and supporting them with her unique buyers and sellers programs! Contact Kelly today to see why she is the area's #1 Real Estate Expert!

CRS REALTOR MLS Equal Housing CDPE


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