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All agents are NOT alike! Contact Kelly today to find out why she is the area's #1 Real Estate Expert! Please call: 618-632-0001.

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Compare three mortgages at one time. Download TripleCalc now. It's free.

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Welcome > Resources > Free TripleCalc Software ...

Download TripleCalc for FREE. It's My Gift to You.

You can compare three loans at one time with TripleCalc software. The software installs easily on your Windows PC.

You don't have to be online to use TripleCalc, like the other calculators on my site. You can leisurely compare three loans from three different lenders, and try different scenarios to see which loan is best for you.

TripleCalc would cost you about $30 elsewhere, but you can have it for FREE. It's my gift to you for visiting my O'Fallon, Scott Air Force Base and Shiloh web site.

You can send copies of TripleCalc to all your friends and associates.

Click on the Download link below to get TripleCalc. It's a small file (about 225k) so it will download quickly. Save it on your hard drive, and then double-click on it. You'll see that it installs in a snap...

Download TripleCalc Now!

This is what TripleCalc will look like on your Windows PC. You can compare 3 loans, at one time -- and you don't have to be online. TripleCalc lets you get a leg up on complicated loan comparisons.

Includes 8 other calculations you can't do without:

Simple Mortgages with P.I.T.I.
Pre-qualifying mortgages
Plus lease, investment, balloon payment and other calculators.
Every calculator uses the super-convenient "compare three at once" format.
It's FREE.

Download TripleCalc Now!

Includes 9 sophisticated calculators. You'll use it again and again, on everthing from house payments to car loans and more.

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School Reports in O'Fallon, Scott Air Force Base and Shiloh, Illinois

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Illinois Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in O'Fallon, Scott Air Force Base and Shiloh

Tax Considerations >Tax Breaks

      Most homeowners are keenly aware of the interest tax deduction on their home loan, but there are many other tax breaks which are often overlooked at income tax time. Pro-rated property taxes and mortgage interest in the year of sale are deductible. You will find these amounts listed on your closing settlement statement. If you paid off your mortgage and had to pay a pre-payment penalty, it qualifies as tax deductible interest. If you paid an "acquisition mortgage loan fee" on a home loan, this fee can be deducted as itemized interest. Home improvement loan fees are also deductible. Any remaining loan fees from re-financed or paid-off mortgages are fully deductible at the time of the mortgage payoff.
      Certain items don't qualify as deductions, but can be added to the cost basis of your home, such as transfer taxes, recording and title fees, and special local property tax assessments for new sidewalks, streets, or sewers.
      Don't be intimidated by the tax code! A little research or consultation with an expert can help you maximize your real estate tax advantages.

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Q	What classic 1932 movie scene was filmed between 923 and 935 Vendome Street in the Silver Lake district of Los Angeles?
A	Laurel and Hardy tried to lug a heavy piano up a really long outdoor stairway in "The Music Box."
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Kelly Ellerbrake, REALTOR®, real estate agent and broker for O'Fallon, Scott Air Force Base and Shiloh Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Kelly Ellerbrake
RE/MAX Preferred
1668 Windham Way
O'Fallon, IL 62269
Phone: 618-632-0001
Fax: 618-632-7865
Email: kellyellerbrake@NUMBER1EXPERT.com
Kelly Ellerbrake has been a licensed Realtor for 14 years. She has been a member of the Scott Air Force Base and surrounding communities since 1980. As the daughter of a retired Air Force Colonel, she understands relocating! Kelly is a Certified Residential Specialist (CRS) and has helped more than 600 families relocate by assisting and supporting them with her unique buyers and sellers programs! Contact Kelly today to see why she is the area's #1 Real Estate Expert!

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