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Real Estate Resources:

• Special Offers - Special offers for O'Fallon, Scott Air Force Base and Shiloh homeowners from Kelly Ellerbrake.

• Hot Links - Click here to check out these hot links...

• Affiliates - Kelly Ellerbrake's real estate web site affiliates.

• eNewsletter - Kelly Ellerbrake's O'Fallon, Scott Air Force Base and Shiloh newsletter email will send you the latest real estate information.

• Today's Real Estate News - Daily real estate news for this neighborhood, Illinois, and United States.

• Market Conditions Report - Market conditions report for this area, Illinois, and United States.

• Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

• How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

• Determine Tax Savings - Calculate how much your monthly O'Fallon, Scott Air Force Base and Shiloh Illinois mortgage payments save you on your taxes because of loan interest.

• Should You Rent or Buy? - Is it better to rent a home in Illinois or buy your own O'Fallon, Scott Air Force Base and Shiloh house, ranch, luxury property, condominium, acreage, or other real estate?

• Adjustable Rate Mortgages - Adjustable rate O'Fallon, Scott Air Force Base and Shiloh mortgages information and interest rate java calculator.

• What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

• Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

• Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

• 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

• How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

• What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

• Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

• TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Illinois real estate.

• Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

• Ask Anything - Ask Kelly Ellerbrake anything real estate.

• NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

• Real Estate Tips - Kelly Ellerbrake's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

• Real Estate Trivia - Kelly Ellerbrake's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

• Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your O'Fallon, Scott Air Force Base and Shiloh property in Illinois, including legal terms definitions, and more.

• Go to Main Sitemap - Main sitemap sections include Find O'Fallon, Scott Air Force Base and Shiloh Homes, For Home Buyers, For Home Sellers, O'Fallon, Scott Air Force Base and Shiloh Information, Real Estate Resources, and About Kelly Ellerbrake.

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"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation Illinois Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.   Schools in O'Fallon, Scott Air Force Base and Shiloh

First Time Buyers >The Buyer Interview The first step toward matching you with the perfect home usually involves an in-depth interview with the real estate agent who will help you establish a price range and determine the features that you need in a home. The agent will ask a lot of questions, and many of them will seem very personal. What is your income and debt situation? Where do you work? Are schools an important factor? Do you have children or pets? Do you have hobbies that will create special needs? The more information your real estate agent has, the easier it will be to eliminate the homes that will not work for you and show you the ones in your price range that should fit your needs. A good agent can be a tremendous resource in this process, providing you with information about the homes that are available, shopping facilities, community services, and public transportation. The best real estate agents are excellent listeners and counselors. See All Tips In The "First Time Buyers" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What famous building receives a fresh coat of 300 tons of reddish-green paint every seven years? A  The Eiffel Tower in Paris, France. See More Real Estate Trivia >

Kelly Ellerbrake RE/MAX Preferred 1668 Windham Way O'Fallon, IL 62269 Phone: 618-632-0001 Fax: 618-632-7865 Email: kellyellerbrake@NUMBER1EXPERT.com Kelly Ellerbrake has been a licensed Realtor for 14 years. She has been a member of the Scott Air Force Base and surrounding communities since 1980. As the daughter of a retired Air Force Colonel, she understands relocating! Kelly is a Certified Residential Specialist (CRS) and has helped more than 600 families relocate by assisting and supporting them with her unique buyers and sellers programs! Contact Kelly today to see why she is the area's #1 Real Estate Expert! KellyEllerbrake.net is brought to you by Kelly Ellerbrake NUMBER1EXPERT™ in real estate for O'Fallon, Scott Air Force Base and Shiloh, Illinois, Military Relocation Read Kelly Ellerbrake's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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